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How First Time Investors Are Earning Monthly Income from Fractional Real Estate in India

Let’s be honest—when you think about commercial real estate, your first thought is probably, “Sounds great, but I’m not Mukesh Ambani.”  Office buildings, retail shops, swanky business parks… those were always reserved for the rich, the connected, or the already-invested.
But things are changing. And they’re changing fast.

Thanks to platforms like PropFTX  fractional real estate platform, even salaried professionals—yes, people like us—can now tap into high-quality commercial real estate, starting with as little as ₹25,000. No brokers. No sleepless nights over tenant calls. No hunting for “good deals” over the weekend.

Sounds unreal? Let’s walk through it.

What Exactly Is Commercial Real Estate?

In simple terms, commercial real estate (CRE) includes properties that
generate income through rent—like office buildings, co- working spaces, warehouses, retail outlets, etc.
Think of the swanky HDFC branch near your house or that buzzing coworking space in Indiranagar. Companies lease these spaces for 5–10 years, and the owners get steady rent month after month.
As investors, you make money in two ways:
  • Monthly Rent – A fixed income stream
  • Property Appreciation – The value grows over time
CRE tends to outperform residential real estate in terms of returns—mainly because it’s backed by long-term corporate leases and less
emotional volatility.

The Traditional Problem: Too Much Barrier, Too Little Breathing Room

Here’s why you probably never considered investing in CRE before:
  • Properties cost crores, not lakhs
  • Managing tenants, legal hassles, maintenance? Not your 9-to-5 side hustle
  • Resale or exit is confusing (and often slow)
  • You need deep industry connections to get quality deals
Most professionals just park their money in mutual funds or FDs and move on.

The Modern Solution: Fractional Ownership via PropFTX

Enter fractional real estate.
It’s like crowdfunding—but for real estate. PropFTX breaks down a property into small ownership units. You invest a small amount, and become a co-owner of a premium commercial property, along with others.
 Real Example:
Let’s say there’s a commercial building worth ₹5 crore.
Instead of buying it alone, the property is split into 100 parts of ₹5 lakh each. You can invest in one or more units, depending on your budget.
Suddenly, ₹5 lakh gives you access to a premium property leased to a blue-chip tenant. Just like that, you’re in the CRE game.

How Are First-Time Investors Earning?

Let’s break it down with real numbers and no jargon:

                                                                        

  • Monthly Rental Income
You get a share of the rent—just like a landlord. Most properties listed      offer 8–10% annual rental returns.
 Example:
You invest ₹1,00,000 in a property yielding 9% → You earn ₹9,000
 per year → That’s ₹750 every month, without lifting a  finger.
 It’s like your money gets a part-time job.
  • Property Value Growth (Appreciation)
         Over 4–6 years, the property value goes up. When it’s sold, you get your share of the profit.
         Example:
         If your ₹1,00,000 stake grows by 30%, it becomes ₹1,30,000. And you’ve already earned rent during those years. Mutual funds? They can’t guarantee this combo of rent + growth.
  • Hassle-Free Management
    No phone calls from tenants. No builder meetings. No paperwork.
    PropFTX handles:
    • Property sourcing and due diligence
    • Legal documentation
    • Rent collection and distribution
    • Property sale and exit
    This is especially helpful for professionals like us who’re already juggling Zoom calls, performance reviews, and weekend chores.

 

 Is It Safe and Transparent?

Yes—and that’s the best part.
Every property on PropFTX:
  • Goes through strict legal checks
  • Has clear ownership documents
  • Comes with a personal dashboard to track your rent, returns, and documents
  • Shares regular updates and reports on WhatsApp/email

 

 

 

Basically, you’re not left guessing.

 

Real Investor Story: Ravi from Bangalore

Ravi, 30, works in IT and earns around ₹18L annually. Instead of splurging on another iPhone or parking it in an FD, he tried PropFTX and invested ₹5,00,000 in a commercial property leased to a national bank.
Here’s what happened:
  • He earned ₹45,000 in rental income in Year 1 (9% return)
  • The property value appreciated 12%
  • He tracked everything on the PropFTX dashboard
  • Now he invests every quarter, aiming to build a passive income stream

Why PropFTX?

  • Start small — even ₹1,00,000
  •  Invest in real commercial assets, not ideas
  •  Monthly rental payouts, straight to your account
  •  Easy exit options via resale or property liquidation
  •  Fully managed, fully transparent

Final Thoughts: You Don’t Need to Be Rich to Invest Smart

Commercial real estate isn’t just for tycoons anymore.
Thanks to PropFTX, salaried professionals can now:
  • Create passive income streams
  • Own part of iconic properties
  • Grow long-term wealth

— all while sipping their evening chai.

So if you’ve got your basics sorted—emergency fund, SIPs, insurance—maybe it’s time to put your money in a corner office of its own.
Start small. Stay smart. Grow big.
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